I am an independent candidate for president.

My Health care program, medical freedom, does not involve insurance companies or any government bureaucracy.

Health Care is an issue that drains one sixth of our economy! The only good from health care is the potential well being of the ailing health care recipient. Beyond personal well being, nothing tangible is produced from health care, certainly not economic growth, unless you count the fancy salaries of the health care pros who treat your illness, and that healthy income for the insurance executives who reimburse the doctors, but refuse to pay for your cure because your sickness was inherited and began at birth, before you had insurance.

We want it. They don't. We believe we have a right to life. They want us to pay for it. We don't begrudge someone earning a wage caring for us, but making money off the access has a death swap element we cannot finger.

How many people die before their time, not having seen a doctor who might have discovered a malignant tumor before the cancer spread, their early death for lack of an insurance card that guarantees access. Without the card in your pocket, "life, liberty, and the pursuit of happiness" is a cruel joke.

We can all agree our whole economy, as heartbeat, is near collapse. Our almighty dollar could be seriously devalued, leading the cycle of descending economic despair as the world adjusts to America's democratic failure. One prob limb in our house of economic cards is the growing rolls of those who lost their health care insurance along with their jobs, and while jobless, they cannot pay their home mortgages, which grow tock sick by the day.

American health care is dysfunctional and my cure, medical freedom, is worth voting for! As a candidate for president I intend on solving the health care issues, beginning with the innovative, sensible solutions presented here, well in advance of taking the oath of our highest office.

My Loose Penny Program is a capital injection that, upon enactment will instantly begin repairing our economic muscle, expanding health care delivery without any bureaucratic intervention. But to generate actual jobs, while rebuilding our decrepit health care industry, mission critical leadership is required.

Your loose pocket change, those loose pennies in your pocket are going to make the critical care diff rinse for the well being of our whole economy, starting with the personal health of all our people!

President Obama needs to get off his health care campaign trail, wipe off the makeup on his eyelids and summon all our fast foods, supermarket, KMart, Target and WalMart CEO's to the White House to ink this proposed financial infusion.

The only thing wrong with this clear cut solution is it comes from an outsider. It is my own patent out-of-the-box approach. We all have a stake in the political process, mine is as a candidate for president. Were Obama's advisors willing to set that issue of my candidacy aside, all of the American people would immediately benefit from this health care solution!

Obama went to Cairo and Copenhagen. He can palaver with all the CEO's of our fast food chains. Your loose pocket money, the mere pennies in your pocket are going to make the critical health care diff rinse, lasting decades.

With my program, Doctors and dentists make more money by our getting the insurance companies' drag on our access to medical care out of the way. With my Loose Penny program funding our own non-profit-motivated Medical Assurance Pool, all of the people will be covered and live longer healthier, more prophet-able lives.

My plan: an additional two-cents voluntary gratuity into the cash registers of all our chain food locations nationwide, wherever we fast food eat and do food shopping. For every item we purchase over the counter, include two pennies extra, added as patriotic gratuity, which becomes a two dollars an hour tax free raise for the ten or twelve million lower echelon workers, a two cents value added tip from us, from we, the people.

Every chain must participate in my Loose Pennies Program, regardless the size of their enterprise; my purpose, an additional two extra common cents, for every item purchased, into the cash registers of all the many thousands of fast food and supermarket chain locations nationwide, wherever we fast food eat and shop. For every item registered over the counter we want two pennies extra, added on as patriotic voluntary gratuity.

This two penny proposal does not require a government mandate. Anyone can refuse to pay the voluntary two cents gratuity. Burger, fries and a drink totals six extra cents, pennies off the pavement. Regardless what we purchase at the market; we are only pitching in some loose change out of our pockets. 40 items at the supermarket could easily total $150. Will an additional 80 cents inhibit anyone's generosity?

A worker chosen by the workers to represent them (whoops) can meet with the managers to approve the total pennies for everything out the door the week before and ratify the divide of that total by everyone's hours worked.

Then we include up to a total $2 dollars extra for every hour in the worker's paychecks, but only one of those dollars stays in the pay envelope. The other dollar goes to dramatically begin Medical Assurance Savings Accounts with the individual workers' names attached to their Medical Assurance Account.

Establishing Medical Assurance Savings Accounts from the pennies in our pockets is a health care solution for at least ten million uninsured people. Include the worker's spouse and off spring, and from your two pennies gratuity, 25 million people will be covered by their own Medical Assurance account; not a subsidy from the taxpayer's dollar!

From the $40 largesse still in the worker' pay envelope, $5 dollars will be deducted to start a Medical Malpractice Pool which employers are not required to match, so the sticker prices on their goods for sale won't go up from any extra cost of doing business because of us. The chains won't be squeezed from our Medical Assurance Savings Accounts as the cash involved is a two cents plus minus spreadsheet wash that we voluntarily came up with!

The worker's pay raise doesn't come out of management's pocket, but work place production will increase because of it. When someone quits, the crew might ask the boss to leave them pick up the slack, so they earn more money! Fewer workers means more pennies quickly adding up for everybody on the job.

The overage, above the $2 dollars hourly raise in every pay, also flows to the interest bearing Medical Savings Accounts, with the worker's name on his or her portion. Two dollars an hour in a forty hour week is more than $4000 a year, $2000 in the pay envelope, as take home pay raise, the other $2000 in a Medical Assurance Savings Account.

More than ten million of our uninsured people will have their medical care access guaranteed by virtue of their Medical Assurance Savings Account which they can also share with their spouse and kids.

The prime issue behind our two cents per item voluntary gratuity is Health Care. The Medical Assurance Savings Account, as a health care solution puts the ripoff health insurance industry on notice!

Insurance companies have a single mission: make money. Supposedly protecting the sick from financial disaster is their game. When an insurance company cancels your health care policy because you inherited an expensive disease, they don't refund your premiums. But with a Health Assurance Savings Account, when you quit your job, or get fired, your Medical Assurance Savings account goes with you!

After a year behind the fast food counter, a 40-hour per week worker will have more than two grand in their Health Assurance Savings Account. Ten million uninsured people at the bottom of our economic food chain might not have health care insurance but all would carry Health Assurance. In the event a healthy worker doesn't feel well they have access to medical care, and a second opinion, because the money to pay is there! When it's your money, unneeded procedures evaporate.

Other companies, besides the fast food chains could have this public "Lev" option, creating Medical Savings Accounts for their workers, in lieu of providing an insurance policy.

This common sense solution cancels insurance co. monopolies. Workers can voluntarily opt out of their employer's insurance policy. The employer's end, a tax deduction, could go into the worker's paycheck, as a raise in take home pay for the employee. The half the worker was paying into the health insurance program would still be withheld, but would flow into the worker's Medical Assurance Savings Account instead!

Small businesses unable to afford health insurance coverage for their employees would now be able to set up reasonable Medical Assurance Accounts and affordably match half which would be tax deductible from their business tax, thus promoting new hires!

Is there any government bureaucracy involved in my Lev Deal program? Is this common sense Lev proposal 2500 pages of unreadable bureau-babble estimated to cost 850 billion dollars? It is not.

This two cents voluntary program works for the medical professional, too. You, the patient, agree to the doctor's fee after he explains the procedures involved. The doctor accesses your Medical Assurance account and the charge is debited instantly from your Health Assurance account. The Dr.'s cost layer of providing care, represented by his required compliance with the insurance company's bureaucrat is cut out of the mix and his charge for servisces more competitive.

Without taking any additional help (and more office overhead), the doctor can begin to digitize all of his medical records. This proposed over-the-counter voluntary two-cent gratuity, $344 dollars monthly doesn't bash government. These out of pocket pennies go to the working not so rich, without govt. intrusion. Government bureaus are by-passed, except perhaps to investigate anonymous complaints about businesses that may be cheating their workers.

In all the dry cleaners add a nickel to every shirt pressed, a dime for every dry cleaned piece. In all the family operated dry cleaners, Medical Savings Accounts will replace the worker's share of their family's private health insurance.

This 2 cents extra can cover 85% of all minimum and lower wage jobs in USA, juicing the recovery by pumping the bottom of our economic chain, enriching those people most likely to purchase goods with their money, along with providing a health care solution!

The fresh dollars these people spend will create jobs. Those in low echelon hourly jobs, working 40 hours a week will gross $80 extra weekly, the diff rinse between scraping by without insurance and getting ahead, covered; the advantage of $75 with $5 per week set aside for a Medical Malpractice Pool, $35 net increase in their pay envelope, with $40 earmarked for Health Assurance Savings, less $5 there, to create a Catastrophic Illness Pool which protects the long term solvency of the workers' individual Medical Savings Accounts. 

To restate: $2 an hour X 40 hours is $80 fresh dollars a week, $344 a month, more than $4000 fresh dollars a year going to more than ten million uninsured working people, based on our voluntary two pennies that we cough up for every item over the counter in all our fast food chains, besides WalMart, KMart, Target, and every supermarket chain.

The $80 extra a week is divided in half. $40 for pay envelopes, $40 for Medical Savings Accounts. Then $5 out of the pay raise for a Malpractice Insurance Pool, which Dr.'s are also invited to join, by putting $5 in the Malpractice Pool per every office visit; and $5 from your Medical Savings Account into a Catastrophic Illness Pool.

Here is a catastrophic illness example: You are working for five years at Burger King. You are an assistant manager. You started out flipping burgers, moved up the ladder and stayed with your Medical Assurance Savings Account. You develop kidney failure and require dialysis twice weekly while waiting for a kidney transplant. The expense is catastrophic. Because you have been contributing to the Catastrophic Illness Pool, your Medical Assurance Account won't be depleted on the spot. Medical Assurance is there to continue covering your spouse and off spring.

Relative to the Malpractice Insurance program, all med professionals are invited to participate with $5 put in the Pool per office visit, so the doctors can, down the road, cancel their exorbitant Malpractice insurance.

Then we establish a reasonable award for all the various malpractice possibilities, allowing any aggrieved party to hire a lawyer in the event they feel the award is short. This lowers the cost of a Doctor being a Doctor and gives us a chance to develop a public access data base that flags those doctors who are serial malpractitioners.

Millions of uninsured not so rich people building Medical Assurance Savings Accounts will directly benefit from this voluntary deal. We gain from tipping our pennies to working folks, as these millions of uninsured won't be crowding emergency clinics for their care, which we all end up paying for, a tremendous savings for the government!

Emergency Room health care costs are infected by the actuarial projections of how many uninsured people might use an emergency room walk-in for care during the course of any year.

Working people in min-wage jobs with Health Assurance Savings Accounts will pay for their health care access on a need-to-be seen basis. In addition to medical savings accounts, the payroll side of the two cents gratis could secure a million mortgages on the default line, a contribution to neighborhood health as deserted house disease is a cancer that devalues property up and down the whole artery.

For the rest of our uncovered citizenry, doctors and dentists must be allowed the volunteer opportunity to do tax deductible charity work, treating these uncovered people. A charity patient is defined as anyone without insurance.

The plan: doctors do $50,000 in charitable medical services and deduct the $50,000 off the top of their federal tax. Then, after all their deductions, the doctors take an additional half off their bottom line; twenty-five thousand or half, whichever is greater.

Medical professionals could perform $100,000 in charity and deduct $50,000 off their tax, and because they only owed $49,000 in taxes, earn a one thousand dollar income tax credit. This health care approach cost effectively makes sense for the American people.

Doctors won't be at the mercy of an insurance companies' take it or leave payment for services rendered. People suffering with unaffordable premiums, with pre-assurance from their physicians, will begin to cancel their overpriced insurance policies and sign up with their doctor as charity patients.

Every doctor will have a patient waiting list of people waiting to be classified as charity. Doctors will have more patients to treat, their work incentive: Freedom of Income Tax.

Isn't this one-line change in our tax code, enabling doctors and dentists to treat one and all, easier to digest than a two thousand page med-reform tax increase stick-it-to-us vaccination, unread even by its authors, our Representatives in Congress? Would insurance company's shills show up at town hall meetings screaming, "It's a communist plot! Down with their two cents for medical savings accounts?"

Freedom of Income tax is a great incentive for the medical professionals. Every doctor and dentist will have a sign on their door: "No insurance? I'm here."

These ideas will enrich our economy from the bottom up, possibly save a million mortgages, and insure access to health care services for many, if not all the millions of our uninsured people, whilst leaving the rip off insurance companies to adjust their attitudes or fall by the wayside. So let them!

The long-term solution to our health care prob limb is free medical education for doctors, dentists, and all related personal, our goal one hundred thousand doctors graduating every year until we have one family doctor for every thousand people.

A national marijuana tax could fund this long term health care solution, as could a three per cent reduction in military expenditures. Politishinz are good at identifying issues but fold their intestinal fortitude at the drop of an Abramoff hat, for the lobbyists representing Money & Power, who finance their campaigns, govern the solutions.

In that lobbyist light, the above proposed change in our tax code, encouraging doctors and dentists to treat the uninsured as a deductible charity, could not pass either House of our current congress absent a million person public outcry, surrounding the Capital, sitting-in until the tax code change is passed.

Robert J. Samuelson wrote, in the Monday, September 14, 2009 The Washington Post:

"Americans generally want three things from their health-care system. First, they think that everyone has a moral right to needed care; that suggests universal insurance. Second, people want choice; they want to select their doctors -- and want doctors to determine treatment. Finally, people want costs controlled; health care shouldn't consume all private compensation or taxes."

The above Loose Penny Solution covers all three of Samuelson's issues. On Sixty Minutes, September 13, president Obama repeated, "All Americans will be required to have insurance, but those who can't afford it will get subsidies."

Health Assurance Savings accounts are a so much better idea than subsidizing a private insurance policy with taxpayer dollars!

President Obama's House of Representatives plan creates a whole new layer of unaffordable bureaucracy. The bureaucracy being created by the bureaucratic Congress will take three years to install and will break us, regulating our health care and with that, all of our economic growth.

I am the unknown poet, a long-time candidate for president, roasting in the sun.

Once upon a time our Fourth Estate was independent, standing watch, reporting true. Today's corporate approach to politics locks out any unknowns who seek public office, a primary reason there aren't any candidates. You announce, "I'm a candidate." The editor's don't ask, "What are your ideas?" But, "Show us twenty million dollars." And without access to buckets of ducats, the candidate's access to broadcast speech, to present their platforms is also blocked. Blog in the bog, dog.

We need to renew our politics, starting with the reestablishment of our First Amendment Right to televised political speech. Upon this essay, I requested e quill time of our television networks, to give my independents' response to president Obama's health care speech to the congress, which was broadcast by the networks and cable networks, aired live, September 9, 2009.

While maintaining michaelslevinson.com Ihave been preparing my petition for the court. The issue of my First Amendment Right to speak will go to the Supreme Court.

michaelslevinson.com

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